Getting started, starter loan?

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Not sure if this is the right place, but I'm looking for more information on the starter loan.

 

I saw it mentioned on the above site, and others, so was looking for help from shopify. Is this only for new members, or if I buy a store off of exchangemarketplace, but am new to Shopify? Or would I only be able to use it for a new store?

 

I'm curious as to how many people use cryptocoins for payments? I'm figuring, since cryptos can be volatile, to focus on stables: Tether, USD Coin, True USD, DAI, and Gemini USD. That said, if I'm working with suppliers, how does that relate? If I use Payments, can customers pay in stable coins, and my suppliers get paid in their currency, or crypto2crypto, and they would need the respective wallets, or api of coinbase/coinpayments? 

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