The most frustrating part is seeing the term "high risk" on all of these merchant sites that will apparently work with "CBD" companies - for crying out loud there are cannabinoids and terpenes in the fruit and vegetables we eat everyday - it would take a larger volume, but you could literally extract CBD from any other produce as well...it's all about greed and lack of education and research - and the powers that keep it that way - effin ridiculous!
You are incorrect my friend. Manual Payment methods do work if your web developer knows what he or she is doing. For example, https://vapordna.com
You are looking a successful merchant selling a wide variety of CBD oils, topicals, CBD-infused edibles, drinks... you name it. They do it in a manner that complies with Shopify policy. They listed to expert advise, followed instruction and now they're enjoying success.
This is how 'Buy Now' buttons are made visible. If you don't know how to do this then hire a Shopify partner/developer to do it for you.
I'm not here to debate, but offer solutions. I am a certified full-stack developer and expert coder. For the last 17 years this has been my line of work. If you need help, that's what we're here for.
I sincerely apologize if something I wrote frustrated you.
I did read your previous statements. It's obvious that you're experiencing some frustration. Your opinion on a technical deliverable was incorrect. I did not mean to offend you by sharing ways to fix the problem. That's all I'm trying to do.
This particular merchant applied for credit card processing on a Thursday and got activated the very next day. Again, as long as your website complies with Shopify's Payments Policy and card brand requirements --- there are solutions that can take your website live in 24 hours.
Decide what you want to do. Help is available.
Shopify Approved Partner | Full-Stack Developer
Calm down my friend. You don't have an enemy here. It seems like I'm getting my head chewed off for actually giving you the solution that would solve the problem.
Since I don't read (according to you), I'll pretend that I didn't read your December 5, 2019 post where you wrote;
"...my store was denied for having plant based resin incense not related to hemp ,cbd or cannabis." [End quote]
Plant-based resin incense are a high-risk product regulated by laws in certain states.
Direct-burning incense (or "combustible incense") sold with the intention of being lit by fire, inhaled, or creates smoke for recreational purposes, etc., will require that you find an ALTERNATIVE PAYMENT PROCESSOR or use a 'MANUAL PAYMENT PROCESSING solution as I recommended.
There are plenty of Shopify approved partners & expert developers that write API code. You could be up and running in 48 hours.
Kevins Google Pay solution is a fantastic option for brand new startups, who cannot afford monthly gateway fees. His solution has helped a lot of CBD merchants get on-board, especially when Elavon dropped the ball.
With that, I just wanted to update sellers who are looking for viable and approved by Shopify solution, that is working, and is domestic (no hot desk or offshore).
Option 1: CBD Domestic Program (VISA, MC, Discover, AMEX) (Take payments in 3-7 Business Day)
Payment solutions for all CBD payment types: In-Person, Online, & Mobile
Products Approved: Hemp-Derived Flower, CBD Oils & Tinctures (Human), CBD Oils & Tinctures (Pets), CBD Topical Creams, CBD Salves and Rubs, CBD Gummies, CBD Beverages, CBD Vapes, CBD Terpenes, CBD Infused Skincare & Beauty Products, CBD Capsules, CBD Bath Bombs
Domestic Banks: Two Sponsoring Banks
Online & Mobile Rates: 4.95% Flat + $.25 cents per transaction. Retail Rates: 3.95% Flat + $.25 cents per transaction.
New start-up businesses accepted: Business must be 3 months older + 3-month average bank volume greater than $2500
Individual MID (Says your name on receipt/card statement)
We can pre-vetting your business by sending an online questionnaire and underwriting has been getting back to us in 24 hours with feedback.
Option 2: EMB Pinwheel Gateway Integration With Square (Take payments in 60+ Days)
There are other third-party solutions that work by using a Shopify Approved 3-Party Integration software, which requires additional monthly fees.
And, if you are looking to understand the complexity of the merchant space, check out this article on Medium that explains 6 obstacles processors struggle with.
IntegrityPay / Versus