Different payment methods - South Africa

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Hi!  

Please help - I opened my Shopify store 2 weeks ago.  My only payment method at the moment is Payfast.  I am losing customers, because some people struggle with this method.  How do I add a credit/debit card option?  I read that you pay 150 USD per month for this method.  Does this apply to all countries?

 

Any help would be appreciated.

 

Mari

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