Puerto Rico credit card rate

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Hi, I've online store in Puerto Rico. I can view all credit card rated with 3.9%. All customer are here from Puerto Rico, United State. This rate should be domestic!

All my order are in the same country

United State Puerto Rico. We are below United State.

I not understand why 3.9% ? is rate me.

Payment processing fees (Domestic) - The cost to process credit cards that are issued in the same country as your store.


Thanks for your help!