Reserve Funds

New Member
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In order to be able to calculate if my business plan is viable or not, I need to work out cashflow. Knowing up front what you are going to hold back and for how long, to cover chargebacks, refunds, or other payment obligations, is absolutely vital for me. Is this dependent on the products I will be selling and if so, please would you publish a list of products along with the amount of reserve you will withhold and for how long. 


Also aside from you doing this, are there any other parties in the chain, who could do this essentially doubling the amount withheld and the time it takes me to get paid. 


Thank you in advance for your response