Dallas here from the social care team. I'd be more than happy to help you out with this.
If you're using Shopify Payments then you have access to all of these payment options.
I do want to add, however, that the six on the left are credit cards that are accepted by Shopify Payments while the other three on the right are payment accounts that your customers can have. If you're using an Apple device that has apple Pay enabled then you can test Apple Pay. If you make a purchase on Shopify you can test Shopify Pay and if you're using google you can use google pay. However, if you're testing these options but you don't have any of these accounts then you won't be testing them, but rather just using your credit card.
To try out all of the credit cards that are available with Shopify Payments, you can use the test orders page to try them all out. Just make sure that you enable test mode to try these cards out.
All that information explains how Shopify Payments works, but if you're seeing errors that are otherwise mentioned please share them in a reply so that I can look further into the issues that you're facing.