On my checkout, if someone does not have an account already, or their information entered already, this is what they see. I have had two customers confused, thinking they either can only pay with PayPal or at the very least, have to create an account.
How can I add VISA/MasterCard Icons to the cart and checkout to clarify that if they wish to pay this way, they fill out the information under the ----OR----- at the checkout?
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Unfortunately you can't edit the look of the checkout page! you could add these payment icons below the CTA buttons on cart page.
This is an accepted solution.
Here, the best approach is to go to Live Theme's language editor (Online Store > Themes > Live theme > Actions > Edit Languages) then switch to "Checkout & system" tab and then search for "Checkout alternative payment method banner" and change value of "Express checkout" to something more informative about payment something like
"Express checkout (Or fill in contact info to proceed with card payment)"
So that customers do not get confused with the payments