Shopify Keep Transaction fees on cancel fraud Order. What other option?

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Hello

We all know, Shop payment will keep transaction fees even though orders are fraud or cancel by customers.

We trying to figure out other way to avoid this type of policy.

We think about using 3rd party processor, but Shop still taking 2% and it wont refundable when order refund.

Is anyone have any other idea?

Thank you for your advise.

Regards

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