Our company currently has a sweetheart payment processing rate through a third-party processor. While we like the clean, integrated footprint of the Shopify POS retail kit, if we go with Shopify Payments we will wind up paying 0.5% higher payment processing fees.
Does anyone know if there is an integrated card reader that Shopify POS will work with that _isn't_ hard-linked to Shopify Payments? We know there is the External Credit option in POS we can use to ring sales. But that isn't truly integrated into POS.
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Guess this is a moot point. With Payeezy it appears that Shopify tacks on a 0.5% transaction fee on top of what First Data charges. No real cost advantage there compared to Shopify Payments in our case. A shame, since larger volume retailer wind up taking a considerable hit. Even based on fractions of a percent.