Payouts on Hold for 90 Days. Most frustrating thing I've ever encountered as a business owner. Sent in all the documents. We're approved even got an email saying my account is cleared and any holds have been lifted. Was told to continue to make transactions and payouts would be on time. Every transaction is now on hold for 90 days. Get the same exact response from every guru that the risk team needs to review 24-72 hours. After that the same response again and again. This is just the most frustrating service I've ever encountered in my life.