payment gateway for India

[kirang]

Is shopify payment available in India? in the website it says- 

"Shopify supports all the popular payment methods in India :
Credit & Debit cards
Cash on Delivery
Netbanking
Wallets
Bank transfer
UPI
EMIs
Paypal "

Are these options included with shopify payment in India or just the third party providers? In either cases, please let me know the charges for these options with shopify payment or if its not available, the charges for third-party provider. I'm planning to make a clothes store based in india to sell only for the customers in india. If shopify payment is not available in India, which is the best third-party provider which charges the least and most efficient? And are these providers accepting new customers?

[magecomp]

Hello @kirang 

Yes, Shopify Payments is available in India, and it supports all the popular payment methods you mentioned, including credit and debit cards, cash on delivery, net banking, wallets, bank transfers, UPI, EMIs, and PayPal. These options are included with Shopify Payments, so you don't need to sign up for any third-party providers.

The transaction fees for using Shopify Payments in India are as follows:

• For Basic Shopify, Shopify, and Advanced Shopify plans, the transaction fee is 2.0% + ₹3 per transaction.
• For Shopify Plus plans, the transaction fee is negotiable with Shopify.

Please note that these transaction fees are in addition to the monthly subscription fees for your chosen Shopify plan.

If you prefer to use a third-party payment provider in India, there are several options available, including Razorpay, PayU, Instamojo, and CCAvenue. Each provider has its own pricing structure and transaction fees, so you'll need to compare them to find the one that best fits your needs.

Here's a summary of the transaction fees for some popular third-party payment providers in India:

• Razorpay: 2.0% + ₹3 per transaction for Indian debit and credit cards, net banking, UPI, and wallets. No setup or annual maintenance fees.
• PayU: 2.0% + ₹3 per transaction for Indian debit and credit cards, net banking, UPI, and wallets. No setup or annual maintenance fees.
• Instamojo: 2.0% + ₹3 per transaction for Indian debit and credit cards, net banking, UPI, and wallets. No setup or annual maintenance fees.
• CCAvenue: Transaction fees vary depending on the payment method and the volume of transactions. Setup fees start at ₹1,200, and there are annual maintenance fees as well.

All of these providers accept new customers, so you can choose the one that best fits your needs and sign up for an account.

[Kalindi]

How I do I connect PayU to my shopify store?

[Don]

Hi there, @Kalindi!

Don here heping Rick out with some replies today.

For general info on connecting third-party gateways such as PayU to your Shopify store, check out our help doc here. 

If you need specific info on how to create an account with PayU or the info you'd need to connect that account to your Shopify store, you can check out the support resources of PayU here directly.

Are you starting out in business or have you been selling for a while elsewhere?

[Rick · Accepted solution]

Hi @kirang 

Thanks for reaching out here! Those are great questions.

I understand that you are wondering about payments on your store, and in particular if Shopify Payments is available in India. I'd be happy to provide some information here for you.

Contrary to what @magecomp has explained, Shopify Payments is not available in India. This means that if you want to accept credit cards on your store, you would need to set up a third-party payment provider. There are two types of credit card payment providers: direct providers and external providers. If you're using a direct provider, your customers can complete their purchases directly on your store, and they won't have to pay at a third-party checkout. If you're using an external provider, your customers will need to complete their purchases on a checkout page that's hosted outside of your Shopify store.

You can view a list of all available payment gateways in India here. There will be transactions fees involved in using a third-party gateway, which are dependent on the plan that your store is on. For a breakdown of each plan and the costs involved, check out our pricing page here.

As for the best provider which charges the least and is most efficient, it's best to compare the fees and features of payment providers to determine which meets your specific needs. Some popular payment providers in India include CCAvenue, 2Checkout, and Stripe, which offer competitive transaction rates. It's important to note that some payment providers may require you to have additional documentation to register. Therefore, be sure to check with the payment provider beforehand to see what documentation they require, and whether they are accepting new customers at the time of application.

If you are brand new to Shopify, I would highly recommend checking out the following resources to help you get started:

• Official Shopify YouTube Tutorial
• Shopify Learn free course for new merchants
• Getting Started on Shopify - Help Center

[kirang]

Hi @Rick 

So if I opt for payment options other that credit card, I dont have to use third-party provider? Is it included with shopify payment? Or is it just the third party providers is the only option for a payment gateway in India? I'm sorry I got a bit confused.

[Rick]

@kirang 

Good questions! Don't worry about being confused, that is OK and we are always here to help.

If you wanted to have other payment options on your store besides credit cards, then you could consider things like Cash on Delivery (COD), bank transfer or cheque etc. I would recommend having a look through the Payments section of our Help Center here to learn more.

You won't be able to use Shopify Payments in India, so you will likely need to consider using a third-party payment gateway to accept credit cards on your store - for this, transaction fees will be charged.

You would also need to pay transaction fees when using PayPal, additional/alternate payment methods such as bitcoin, and the India Advanced COD app. For manual payment methods such as accepting payment by cheque or cash, there are no extra transaction fees involved.

We actually now have some India-specific Community Forum threads, which you can use to ask questions and engage with other members of the community. Please feel free to check them out:

• Payments - India
• Shipping - India
• Taxes - India
• Marketing - India

We also have this excellent post on our Shopify Blog here, which is a business guide for setting up a business in India post Covid-19.  Let me know if you have any additional questions, and I would be more than happy to help!

[lepcha]

Hi Rick So is it coming anytime soon. Shopify payments ?
The Conversions are so much better in that

[raja143]

Hi 

This is regarding payment gateways in india. Most of the payment gateways(Razorpay , Paytm ,Payu) are not accepting any new customers. Although we applied for these 3 payment gateways and completed all formalities still they are not activating for the last 6 months. can you please suggest some of the payment gateways which are allowing new customers and available in shoppify

[Seemasingh]

hey Kirang how can i contact you . i am also facing trouble in setting up payments