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Is it a must to have a local physical bank account to receive money from customers with Shopify Payments? I don't have a real local bank account for my business. Can I set up ShopifyPayments with my online account=WiseBusinessAccount? Wise is not a bank, but it can receive payments. But I'm not sure if I can use it as an account with ShopifyPayments since Wise is not a real bank.
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Hey again, @Adam777. Thank you for following up with me here.
Based on some internal resources, a virtual bank account like Wise is something supported by Shopify Payments, meaning that is can be used to receive payouts from Shopify Payments as along as it meets the criteria I've outlined in my previous reply.
Customers that are paying for orders would be having their payments processed by a payment gateway. I'm unsure if Wise can process payments, but if you have your Wise Account set up to Shopify Payments, Shopify Payments would process the payments, and those payments would be paid out to your Wise Account.
Imogen | Social Care @ Shopify
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Hey there, @Adam777. Thanks for reaching out to the Shopify Community today with your question around virtual bank accounts and Shopify Payments! My name is Imogen. It's good to meet you!
Virtual Bank Accounts (such as Wise) are supported by Shopify Payments, but the account still needs to hit some criteria in order to function as expected. I have the specific expectations you'll want to make sure your Wise Account meets below:
These criteria are not something we can check ourselves on Shopfiy, as they're specifically related to your Wise Account. I recommend that you check with Wise to make sure your account meets these requirements!
Let me know if you have any additional questions!
Imogen | Social Care @ Shopify
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Thank you Imogen!
So Shopify Payments work with a Wise Business Account? Customers can pay online with their Visa and Master cards too? And I can receive their payments to my Wise Business Account through Shopify? Without me having a physical local bank account?
This is an accepted solution.
Hey again, @Adam777. Thank you for following up with me here.
Based on some internal resources, a virtual bank account like Wise is something supported by Shopify Payments, meaning that is can be used to receive payouts from Shopify Payments as along as it meets the criteria I've outlined in my previous reply.
Customers that are paying for orders would be having their payments processed by a payment gateway. I'm unsure if Wise can process payments, but if you have your Wise Account set up to Shopify Payments, Shopify Payments would process the payments, and those payments would be paid out to your Wise Account.
Imogen | Social Care @ Shopify
- Was my reply helpful? Click Like to let me know!
- Was your question answered? Mark it as an Accepted Solution
- To learn more visit the Shopify Help Center or the Shopify Blog
Thank you Imogen! Great! I've been trying to get that info since weeks 😄 Then I'm gonna use Shopify Payments with a Wise online account. Since I don't have a real bank account. Best, Adam
No worries, @Adam777. Happy to have provided you with that information today!
Are you starting a new online business? Do you mind sharing some information about your business with me? I'd to chat with you about your goals and ideas if you're willing to share!
Imogen | Social Care @ Shopify
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Yes, I'm trying to start my very first online business and I'm trying to find all the needed info to make it. You can contact me in private if you want.
Hey again, @Adam777! Apologies for the delayed reply! We're unable to provide folks support via private channels, so I'm happy to keep chatting with you here if you're interested!
It's so awesome that you're starting your first online business! It's such an exciting journey to start one's on business, and build up a brand that they can be proud of! I'm working on my own clothing brand myself!
What sort of business are you thinking about starting? I ask because we have loads of free resources that I can send your way, and I want to make sure that I send you stuff that is tailored for what you're working on!
Imogen | Social Care @ Shopify
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Hi, I'd like to sell downloadable files. Drawings, music. I'm an artist.
Hey again, @Adam777!
Awesome to hear that you're looking to start selling digital goods! What sort of art do you do? My sister is also an artist, and attends conventions all over North America selling her art of fans of the comic industry!
If you're looking to sell digital goods, I have a great resource here that can help you do it! Ignore the title - the most important information in that blog is not the types of products to sell, but how to go about selling them! Definitely take the time to review this resource when you have the chance!
Additionally, you should consider adding a watermark to your digital art, as you don't want folks being able to copy/paste your images, or make a claim that your art is theirs. A watermark is a great way to protect your creations, so you should look into that!
Imogen | Social Care @ Shopify
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- Was your question answered? Mark it as an Accepted Solution
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Hi. Thanks 🙂 I like 2D and 3D art and I love music too. Comics are great 🙂 Currently I'm living in Hungary, Europe. Sadly shopify payments is not supported in Hungary.
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