Accepting credit cards, warehouses, and shipping and fulfilling orders
Question: Why do customers incur additional currency conversion fees when making payments with Apple Pay or Shop Pay? Also, Shopify Payments charges a fee of 3.3% instead of the international card rate of 3.9%.
Hi @muskeask
The fees and conversion rates you see will vary depending on where your business is located and what your store currency is set to. You can find your conversion fees and more information about this in the Help Center here: Shopify Help Center - Fees and Costs.
You can also learn more about the math behind the currency conversion rates here: Shopify Help Center - Currency conversions and exchange rates.
I recommend reaching out to our authenticated support team for additional help in reviewing your orders and the conversion fees you are seeing. As these can change based on the currency and location, I won't be able to provide specifics in the community forum.
Shay | Social Care @ Shopify
- Was my reply helpful? Click Like to let me know!
- Was your question answered? Mark it as an Accepted Solution
- To learn more visit the Shopify Help Center or the Shopify Blog
Shopify and our financial partners regularly review and update verification requiremen...
By Jacqui Mar 14, 2025Unlock the potential of marketing on your business growth with Shopify Academy's late...
By Shopify Mar 12, 2025Learn how to increase conversion rates in every stage of the customer journey by enroll...
By Shopify Mar 5, 2025