Retail Shopify plan - Plan Shows Zero In Person Charges?

[Ryanp]

So I'm thinking of switching one of my stores over to the retail plan for my brick and mortar store. I see here when choosing the plan that there's a highlighted blue area that says zero in person card fees. But then when I pick the plan and go into the admin it says different.. 

Can anybody explain what this blue highlighted zero in person fees means? I have attached two photos... One is where you can change plans and after you pick the plan this is what I'm shown...