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Can I set up a bank transfer in the sales channel app?

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We are planning to develop a sales channel app.
I would like to set up a bank transfer as a payment method from customer to merchant, but according to this page ( , it only mentions that sales channel needs to be developed with Permalinks or Checkout API.Can we set up a bank transfer in using the Checkout API Or can we avoid using the Checkout API if we want to do a bank transfer?

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