How can I start a Shopify store if I am under 18

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entre
New Member
2 0 1

Hello, I am 17 years old from the US, and I am looking forward to starting a Shopify store. I have a few concerns about the payment setup: Do I need to use the name and SSN of my parents, as well as their banking information, or can I use my bank account? Will it affect my parents' taxes? How can I manage the money I own if I use my parents' banking info on Shopify?

Accepted Solutions (2)

Accepted Solutions
Scott-Marshall
Excursionist
36 3 4

This is an accepted solution.

@entre 

 

Shopify's terms of service state that you must be at least 18 years or older to open an account. I'd suggest speaking with your parents and letting them know you'd like to create an online store to start a business. This means that your parents will need to create and manage the Shopify account until you become of age to manage the account yourself. Given that your parent's banking information and personal information will be used to create the account, any income will affect your parent's taxes as the income would be under their name (and not your own). I'd suggest speaking with your parents about how the money can be managed from any sales that are made.

 

Best of luck,

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Nick
Community Moderator
4252 421 883

This is an accepted solution.

Hi @oetsuru,

As a minor you can add your bank account for payouts but the credit card (CC) used for billing would need to be your parents. Your parent's would also need to be the account owners (AO) and you (the minor) a staff member.

There can be a few steps to this process and getting it set up. Your best bet could be to create an account (so you can log in when you reach out to support for authentication purposes) and then reach out to our support team directly to get the account set up properly. You can contact the support team directly here for that. Let me know if you have any other questions! 

Nick | Community Moderator @Shopify 

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Replies 16 (16)
Scott-Marshall
Excursionist
36 3 4

This is an accepted solution.

@entre 

 

Shopify's terms of service state that you must be at least 18 years or older to open an account. I'd suggest speaking with your parents and letting them know you'd like to create an online store to start a business. This means that your parents will need to create and manage the Shopify account until you become of age to manage the account yourself. Given that your parent's banking information and personal information will be used to create the account, any income will affect your parent's taxes as the income would be under their name (and not your own). I'd suggest speaking with your parents about how the money can be managed from any sales that are made.

 

Best of luck,

View solution in original post

entre
New Member
2 0 1

Thank you very much.

Nick
Community Moderator
4252 421 883

Hi @entre,

 

Nick here from Shopify. 

 

Great questions and @Scott-Marshall pretty much nailed a lot of them on the head here. To follow up a little further from what Scott said, you can see the Shopify Terms of Service where this is stated here and highlighted in the screenshot below: 

 

20-04-aa82i-5bs1g

 

 

Something else which might be worth talking to your parents about is registering the business and if that can be done in your name or would it need to be in your parent's name also. This could be different for different places around the world so I would definitely suggest talking to a local accountant or tax office about this to be sure. 

 

All the best, Nick

Nick | Community Moderator @Shopify 

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Themtblifestyle
New Member
3 0 0

Hello I really need help, I did not realize that you have to be 18 and entered my Bank account and now my payout is locked, How do I change my SSN and DOB to my parents name but still get the funds? and why does it have to go through the bank? is there a way i can make it go to my paypal? Like I said I really need help so thank you for your time.

Nick
Community Moderator
4252 421 883

Hi @Themtblifestyle,

Yes, as per the Shopify Terms of Service you must be 18 yrs old to be an account owner. You would need to discuss with your parents after making them the account owners and attaching their bank and SSN details to the store about how you want to work the payout situation. 

You can see how to transfer account ownership here and then how to replace the bank details from the guide here

Regarding PayPal, you can set up PayPal as a payment gateway on your store in addition to Shopify Payments if you like and the sales made by customers who choose PayPal would go directly to your PayPal account then. 

I hope this helps answer your questions! 

Nick | Community Moderator @Shopify 

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ynwa
New Member
1 0 0

Hi @Nick , I started an account also without realising you have to be 18. I'm being asked for ID so i transferred the account ownership to my mum and completely removed my account off the store but its still asking for 'Finley Walsh' (Me) ID. Is this because my bank account is still attached to the shopify payments? Thanks

MichaelSonic
New Member
1 0 0

Ok what about this my mom set up a bank account for me I have my own debit card I would like the money I make come straight to my bank.

I am 17 

Scott-Marshall
Excursionist
36 3 4

@MichaelSonic 

I believe you'd still need to be 18, however, I believe any bank account can be hooked up.

I'd double-check with Shopify to see if this violates their policies

Cheers,

Nick
Community Moderator
4252 421 883

Hi @ynwa & @MichaelSonic,

Great questions! In both of your scenarios you would need to have your parents as the Shopify Payments (SP) representative and the name on the account. To have these altered for the name and identity change to your parents names, it will need to sent to our Account Identity team to review and then change. This is something we'd need to access your account in order to resolve. We’re not able to provide account-specific support via the Shopify Community at this time, we’d be happy to continue assisting you through live chat, email, or callback. Please visit our support team here and log in to your account to create a support request.

Something to remember is to log in and talk to someone on the support team you will need to verify via the account owner's (AO) email. 

 

Nick | Community Moderator @Shopify 

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- Was your question answered? Mark it as an Accepted Solution
 - To learn more visit the Shopify Help Center or the Shopify Blog