1. Yes you can do that
2. It depends on your plan, pretty standard about 2% - 3% if they pay by credit card
3. You don't have access to view the credit card information, but you can add items to their order or create orders, with both it can send an invoice to them where they enter their information to pay.
Another idea, you could have the products on your website, and have them checkout there. You can also incorporate subscriptions into your store, and they get charged monthly - could be an idea to experiment with subscription products, like buying protein powder every month on subscription, that they can either pick up at the gym or get shipped.
4. You can accept manual payments yes. I haven't personally done bank transfers, seems like it would be too high a fee for smaller priced products, but doable: https://help.shopify.com/en/manual/payments/manual-payments
Good luck, I like the idea of having a Shopify site connected to a physical business, opens up additional possibilities for revenue + value to your members.
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