i have resolved this issue. my bad , i have just realized that i have subscribed for 79this is can be closed as answered 

really this could happen on shopify ?. I am new to shopify . what is your advise because i dont want spend time and money. then i realised store is gone. 

i was charged  79 for $29  account. what kind of hidden charges were applied to it. there is not contact support through phone to shopify now how to connect shopify for clarification of bill. I downgraded my account few  days back and still they char...

Thanks for providing me useful templet. I am looking forward to use it which will be helpful to future customers and me. 

does any one have templet for refund policy which can be used with required changes.    thanks