Accepting SNAP/EBT Payments for qualified goods

Payments + Shipping & Fulfilment

Topic summary

Small farms and food retailers are seeking ways to accept SNAP/EBT payments through Shopify, both online and at point-of-sale. While SNAP is now allowed for e-commerce in 35 states, Shopify does not natively support EBT payments through its gateway.

Current Solutions Being Explored:

  • Third-party payment processors like Forage and Pay Now Direct that can integrate with Shopify
  • WorldPay with TotilPay integration (mentioned for previous EBT acceptance)
  • Custom private app development through Shopify partners to integrate SNAP/EBT gateways

Key Challenges:

  • EBT transactions require complex API interactions: fund verification, real-time product eligibility parsing, split payments between eligible/non-eligible items, PIN entry, and multi-level government reporting
  • Processing fees are significant: approximately 3.4% from card processors plus Shopify’s additional 2%, totaling 5.4%
  • No plug-and-play solution exists in Shopify’s App Store

Status:
The discussion remains ongoing with no definitive solution implemented. Multiple merchants are USDA-approved for SNAP but struggle with technical integration. Some are considering alternative platforms like WooCommerce due to fee structures. Several development agencies offer custom integration services, but merchants must first secure their own SNAP/EBT payment processor accounts.

Summarized with AI on October 29. AI used: claude-sonnet-4-5-20250929.
1

Hello,

I am interested finding ways for small farms to sell their food online to SNAP/EBT customers. Does Shopify or Amazon Pay offer methods of accepting SNAP payments so that customer transactions can be handled online?

Thank you for your time,

Ryan

4 Likes
2

Ryan,

I am wondering the same thing as SNAP is now allowed for ecommerce payments in 35 states.

  • Chuck
3

We are also wondering the same question! I believe that WorldPay has a Shopify integration and that is how we accepted EBT payments previously. Wondering whether you figured this out? Thank you!

1 Like
4

Ran,

We have not figured it out yet but are still working on it.

5

have you had good luck with the worldpay app?

6

I really need to figure out how to accept SNAP in our storefront. Can you link me to more information on using worldpay with shopify? I’m not finding anything helpful.

2 Likes
7

Has anyone been able to figure this out? Looking into the world pay option.

8

hi @jimelaine ,

One option is to integrate SNAP/EBT payment gateway as a private app with SNAP/EBT options .

We are a Shopify partner and happy to assist you developing and integrating such a private APP.

DM me for more details.

Ta

9

Could you reach our to me to give me more details regarding this? We are trying to offer EBT payments on our website as well too.

Tia

10

Dear @agridimellc ,

I have sent you a DM with details.

let me know if you have further clarifications.

11

Please contact back as we are looking for help with SNAP.

12

Bumping this. Also working with a farmer’s market and EBT is a very common payment choice. Please help!

1 Like
13

hi @lilczr ,

We are happy to assist, will you be able to share the Developer API documentation related to EBT?

14

Found one that will work! https://totilpay.com/

15
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going with this one https://totilpay.com/

16

Dear @jimelaine ,

I was going through the totilpay.com site but could not find developer API documentation. Will you be able to ask the to provide you with a Developer API documentation ?

As long as you can provide us coresponding API documentation, we can get the integration completed.

Thanks

17

I would also like more information if possible!

18

Dear @Kaylak1 ,

We are happy to assist with your requirement. To start with could you please share/DM us your preferred SNAP/EBT payment gateway providers Developer API documentation with your contact details?

Once it is shared we can integrate them as a private payment gateway to your Shopify store. Once integration is completed , your preferred gateway will listed under alternative gateway list under your Shopify store settings-payments. And also it will work same as other public listed gateways on Shopify store.

thanks

19

Hey i was trying to accet ebt cards on my shopify store can you help me out on how i can do it on my store

20

Also interested in SNAP.