Apart from the payment providers you’ve shared, I recommend checking out our Payment Providers and Online Gateway resource for additional options. You can filter by country/region to see what payment providers are available to you.
While some payment providers may not require a business license, they may have certain limitations or restrictions on the types of transactions for non-business accounts. I recommend reaching out to the payment providers you’re interested in to learn more about their terms and conditions.
I understand you have a similar inquiry and are trying to find a payment provider that doesn’t require a business license. Could you share where you’re based and what payment providers you’ve explored so far?
I would recommend exploring Shopify’s Online payment gateways and payment provider integrations resource and enter your country to see what payment providers are available to you. We have shared a wide variety to explore, and I would advise contacting the payment providers you’re interested in to see which ones require a business license.