Are There Any Payment Providers That Doesn't Require A Business License In Hong Kong

Payments + Shipping & Fulfilment
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Topic summary

A Shopify store owner in Hong Kong is seeking payment providers that don’t require a business license for their small operation. They’ve already tried several options with limited success:

Attempted providers:

  • Stripe and Square: Not available in their region
  • 2checkout: Application rejected without explanation
  • PayPal: Currently using, but seeking a backup option
  • OceanPayment and Usee: Both require business licenses

Current status:
The discussion remains unresolved. A community moderator repeatedly suggests consulting Shopify’s official payment gateway directory and filtering by country/region, then contacting providers directly about their business license requirements. Another user shares the same challenge, confirming this is a common issue for small Hong Kong-based sellers.

One participant references a LinkedIn article about using Stripe accounts as a potential workaround, though details aren’t provided in the thread. The core problem—finding compliant payment processors for unlicensed businesses in Hong Kong—has no clear solution presented.

Summarized with AI on November 3. AI used: claude-sonnet-4-5-20250929.
1

I don’t have a business license as it is a small Shopify store , Are there any payment providers that don’t require a business license?

-Stripe , square is not provided

  • 2checkout rejected my application for no reason

  • I am already using PayPal but just needed one more just to be safe.

so I was wondering what other payments are there to choose without needed a Business License

2 Likes
2

Hi, @Belle9861 .

Welcome to the Shopify Community.

Apart from the payment providers you’ve shared, I recommend checking out our Payment Providers and Online Gateway resource for additional options. You can filter by country/region to see what payment providers are available to you.

While some payment providers may not require a business license, they may have certain limitations or restrictions on the types of transactions for non-business accounts. I recommend reaching out to the payment providers you’re interested in to learn more about their terms and conditions.

3

Hello Belle,

I am in the same situation and I was wondering if you found a solution ? Many thanks

4

Hi, @lea9 .

Thanks for joining the thread!

I understand you have a similar inquiry and are trying to find a payment provider that doesn’t require a business license. Could you share where you’re based and what payment providers you’ve explored so far?

Looking forward to your reply!

5

Hello,
I am in Hong Kong. I explored OceanPayment & Usee but it seems all
providers request for a business license…

Thanks

1 Like
6

Thanks for your reply, @lea9 .

I would recommend exploring Shopify’s Online payment gateways and payment provider integrations resource and enter your country to see what payment providers are available to you. We have shared a wide variety to explore, and I would advise contacting the payment providers you’re interested in to see which ones require a business license.

7

Check this article for the solution if you have a Stripe account >> https://www.linkedin.com/posts/techtolia_activity-7269910858955177984-rU6M

3 Likes