Buy Now Pay Later - Schemes for USD Stores, based overseas (NZ)

Hey helpful community!

We’re a NZ-based store (registered company in NZ). We have a USD Shopify store, with 40%+ of our sales being in the US, followed by AU and UK. We set up our store in USD as we knew that most of our sales would be in the US and the world’s largest currency, it seemed the right choice.

We’re struggling to identify a Buy Now Pay Later (BNPL) scheme that will integrate with our USD currency store, but does not also require us to be a US-based entity.

We have spoken with AfterPay AU, but they require us to have a AUD or NZD store.

Klarna appear to want us to be a US registered business.

Does anyone know of a workaround for AfterPay or Klarna, or an alternative BNPL provider that would suit our situation?

Many thanks!

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Do you have a Stripe US or a Stripe UK account, if so try Easy ⁞ ⁞ Pie Checkout.

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Hi @sampwtide

You may want to try Splitit or PayFlex — they both offer cross-border BNPL for USD transactions with no need for US business registration. Otherwise, you could set up a multi currency setup with Shopify Markets and use NZD or AUD checkout only for BNPL, and have the USD storefront for all other payments.