Can an app add shipping insurance based on order price?

Payments + Shipping & Fulfilment

Topic summary

A user is seeking an app that can add shipping insurance as a percentage of order value when orders exceed a certain price threshold, without requiring carrier-calculated rates.

Proposed Solution:

  • Captain Shipping Protection was recommended as a solution that meets these requirements
  • The app allows merchants to set protection fees based on order value thresholds
  • Customers can opt-in to protection via a widget at cart or checkout

Key Features:

  • Custom tier pricing based on cart value ranges (e.g., $0-60 = no fee, $60-100 = $0.99, $100-10,000 = $7.99)
  • Unlimited custom pricing rules can be configured
  • When multiple rules apply, the higher fee is automatically selected
  • Falls back to a universal price if no rules match

Status: The question appears answered with a specific app recommendation, though the original poster has not yet confirmed if this meets their needs.

Summarized with AI on October 25. AI used: claude-sonnet-4-5-20250929.
1

Hey,

Does anyone know of an app that doesn’t require carrier calculated rates that can allow a percentage of the order price to be added for shipping insurance when a customers order is over a certain price?

Thanks.

2

Hi @ChelseaI

You don’t actually need carrier calculated rates for this, Captain Shipping Protection let you set a percentage of the order value as an extra protection fee once it’s above a certain threshold. You can add a protection widget at cart or checkout page, and customers choose to add protection with a single click. The fee is added directly to their order.

Captain Shipping Protection also has a custom tier pricing feature that’s pretty flexible. You can set fees based on cart value ranges: (like the screenshot below)

For example:

Cart $0–$60 → $0 protection fee

Cart $60–$100 → $0.99

Cart $100–$10,000 → $7.99

custom tier pricing rules
custom tier pricing rules1112×756 67.6 KB

You can add as many custom rules as you need, and if the cart matches more than one rule, the higher fee is applied. If no rule matches, a universal price will be used.

This setup allows you to charge a small fee for higher value orders without relying on carrier calculated rates, giving you more control and keeping things simple for customers at checkout.

Hope this helps!

Delia | Captain Shipping Protection