Knowing it still can not be done native…
Best suggestions or workarounds offer cash back in these two situations and have financials balance.
#1 Cash out gift cards…
#2 Cash back refund, for instance customer paid with a visa gift card or a check.
To Shopify, I Co-Own a brick and mortar store 45 years old, have worked and owned it for 20+ years, please please please trust me to handle cash. Cash out gc, cash returns, my only true hang up with Shopify, but it is a huge negative.