A merchant from Pakistan is seeking clarification on payment methods for Shopify billing and transaction fees. The main questions revolve around whether debit cards can be used instead of credit cards, and what options are available given that PayPal and Shopify Payments are not available in Pakistan.
Key Points Clarified:
Additional Concerns:
The discussion remains ongoing with users seeking practical solutions for card verification and payment processing from Pakistan.
Hi there,
How are you? I’m looking to start e-commerce store but there are certain questions in my mind regarding payment issues. I read several blogs to understand but still cannot.
Can I use a debit card instead of a credit card?
If not, why is it required to use the credit card for payment of Shopify plans?
Can we pay for Shopify plans and other apps cost from eligible payment methods for Pakistan?
Hi there @Irfan1686
Thank you for your interest in using Shopify! What type of products are you hoping to sell? Do you already sell online or would this be your first online store?
I’m also happy to help you with your questions. I’ve answered them below. If you have any further questions don’t hesitate to reply back.
Thank you Erin, I’m mostly focusing on a wide range of consumer electronics and it’s going to be my first store. PayPal is not available in Pakistan and as far as I know, Shopify payments are not available either. I need to understand the cost breakdown per transaction in Pakistan with a Shopify plan of $29.
Hi @Irfan1686
Thank you for all of that context. If PayPal is not available in Pakistan then you would want to use either a credit card or a debit card co-branded with Mastercard, Visa, or American Express to pay your Shopify bills.
You’re also correct that Shopify Payments is not currently available in Pakistan. To accept payments with a store based in Pakistan you can use the third party payment gateways listed on this page. Since your credit card fees will depend on the payment gateway you are using I won’t have more information on those fees. That being said, if you are on the Shopify Basic $29 plan and using a third party payment gateway, you would be charged a 2.0% transaction fee on each order by Shopify. You can find that information on our pricing page here under the Show plan features section.
You can learn more about transaction fees on this page. You can also read about the other types of charges you may encounter with Shopify here.
Since this will be your first online store I also wanted to share some resources to help you get started with your business!
Please let me know if you have any other questions about this I can help with.
Hi. I want to ask a question that can you please tell that can I pay the monthly charges of Shopify from my Pakistani credit/debit card?
Hi there @Uzair12 . Thank you for posting your question!
You can use a credit or debit card from Pakistan as long as it meets the requirements listed on this page. I’ve included a brief recap of the requirements below, but you can also find more information on the accepted payment methods for Shopfy bills here.
You can pay for your Shopify bills by using the following payment methods:
Are you nearing the end of your free trial now? If you haven’t started your free trial yet you can start one on this page when you’re ready.
Please let me know if you have any questions!
Sorry to disturb you to ask this question. But what does co-branded mean? I have a Mastercard debit card. Can I use it to pay for my Shopify subscription? I am from Pakistan.
Hi, @Momi1077 . No need to apologize! We’re here to help. Have you already started your free trial?
A co-branded debit card is a debit card issued in partnership with a credit card issuer. For example, a Mastercard debit card like you mentioned. You can use this type of card to pay for your Shopify subscription as long as it meets the rest of the requirements explained on this page. For example, the card must have international capabilities, and be set up to accept recurring transactions as well.
Let me know if you have any questions! This guide on why some payment methods are rejected can also help further.
I dont have a co branded debit mastercard and now its rejecting while verifying what can i do to make my Mastercard co branded?
Hi, @Bluetagfashion2 .
If your current debit card is not a co-branded debit card and you want one you would need to speak with your bank to see what options they offer. A co-branded debit card is a debit card that is issued in partnership with another financial institution. In this case, you would need the card to be co-branded with Mastercard, Visa, or American Express for it to be accepted. You can also use another accepted payment method to pay for your Shopify bills. You can find more information on the accepted payment methods here.
Please let me know if you have more questions!
how I can withdraw funds from shopify store?
Hi, @ezshopp . Can you tell me more about what you’re hoping to do? Are you missing payouts from your store? Also, which payment gateway are you currently using to accept payments?
The answer to your question will depend on the payment gateway you are using to accept payments and how you are set up to receive payouts. Once I have more information I can share more to help you out. That being said, you typically wouldn’t withdraw funds from your store. Instead, you would receive payouts directly from the payment gateway you are using. These payouts would be sent to the bank account you have on file with your payment gateway. You can learn more about how you get paid here.
Please let me know if you have any questions!
