Finnish Consumer Protection Law - Payment type selected by default

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Topic summary

A merchant is seeking guidance on complying with upcoming Finnish Consumer Protection Law requirements that prohibit pre-selecting payment methods at checkout. The law mandates that consumers must actively choose their payment method for each transaction.

Currently, the merchant observes that the first payment option appears pre-selected in their Shopify checkout. They are asking whether it’s possible to configure Shopify so that no payment type is selected by default on the payment page.

The merchant specifically wants to know if this can be achieved without upgrading to Shopify Plus, which would provide checkout editing capabilities. The question remains unanswered, with no solutions or workarounds yet proposed.

Summarized with AI on November 16. AI used: claude-sonnet-4-5-20250929.
1

Hello,

There are new rules under Finnish Consumer Protection Laws taking effect shortly that require the following:

“None of the available payment methods can be pre-selected / chosen as a default – the consumer must select the payment method for each contract individually.”

Wondering without being on Shopify Plus and having the ability to edit the checkout is there any way to setup Shopify such that on the payment page no payment type is selected? Currently as far as I can see the first payment type option is selected.

Thanks,

Darren