What was the solution? thx
Topic summary
A merchant selling high-value items ($1,900+) to designers seeks ACH or e-check payment options on Shopify’s basic plan, as the $2,000/month Shopify Plus fee is prohibitive.
Suggested Solutions:
- Manual payment methods: Set up “Pay by Cheque” during checkout with custom instructions for bank deposits
- Stripe integration: Multiple users recommend using Stripe to enable ACH payments and bank transfers on basic plans
- Supported bank transfer methods via Stripe:
- USD (US)
- GBP (UK)
- EUR (SEPA countries)
- JPY (Japan)
- MXN (Mexico)
Key Concerns:
- Credit card processing fees significantly impact profit margins for high-ticket items
- Merchants express frustration that ACH functionality isn’t included in standard Shopify plans despite monthly fees and app costs
The discussion confirms that Stripe-based solutions work with basic Shopify plans and provide automated, secure ACH and bank transfer processing without requiring an upgrade to Shopify Plus.
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