No worries Rob
This is an option you get when you select PayPal. Its not a stand alone
option like other bnpl. When you select the Paypal option, you are
presented with it then. aslong as the purchase is between $30-$2000 you can
check out via pay in 4.
Even other bnpl’s require you to log in to check out like that, so its the
same as them.
Hope this helps! 