How can I implement a net 30 charge account feature in POS?

Retail & Point of Sale

Topic summary

Implementing net 30/in‑house charge accounts in Shopify POS. The goal: a POS payment option to “charge account,” track customer balances, and send monthly statements (similar to VendHQ).

Early suggestions pointed to partial payment apps and customer account tools, but these don’t natively provide charge-on-account in POS.

Workaround shared: create a custom “Store Credit” manual payment method in POS to record sales even with zero/negative balance (treated as an in‑house charge). Since Shopify POS doesn’t track balances or enforce credit limits, export POS data via API to an external database (e.g., SQL) for reporting of deposits, store credit, and amounts owed. Gift card setup was referenced but is separate from this workflow.

Some advised considering other POS if not using Shopify e‑commerce; others intend to add e‑commerce later. A request surfaced for an Invoiced integration to check credit limits; custom development was offered offline.

Latest update: a new third‑party app, “Credit Charge Account on POS,” enables charging to customer accounts in POS with later payment and integrates with QuickBooks (Desktop and Online). Documentation provided. Questions about receipt printing at time of sale remain open. No native Shopify POS solution confirmed.

Summarized with AI on January 2. AI used: gpt-5.
2

Hi @Vickk725 ,

Nick here from Shopify.

Would you be able to define and elaborate exactly what you mean by charge accounts, please? I have an idea of what you mean but want to be 100% sure we are thinking about the same thing.

The closest thing I’m thinking there would be in the Shopify App store would be the partial payments apps. You can see some of the top partial payment apps from the app store below:

Another app I came across which could be a potential solution or workaround is the Customer Account Page + More app. The reason I think this might be helpful is that they mention in the app description about having credit accounts for customers/members.

Hopefully one of the apps above is useful and points you in the right direction for the next step.

All the best, Nick