My funds are still locked after the 120-day hold and support keeps ignoring me - I have more than 25 open tickets between December 15th and January 9th!

Hi everyone,

My name is Hailee Jones, and honestly, this post is more of a breakdown than a complaint — because at this point, I feel completely ignored and powerless.

My store was blocked on September 1st. I received an email clearly stating that my funds would be held for 120 days to cover potential chargebacks or refunds. I accepted that. I understood the risk policy. I waited.

On December 15th, about two weeks before the 120 days were supposed to end, I contacted Shopify support just to make sure everything was on track and that my funds would be released as promised once the hold expired. I was reassured that everything was fine.

Well, today is January 9th, the 120 days are long gone — and my money is still being held.

Since then, I have been contacting Shopify support every single day via chat, and every conversation is exactly the same. Literally word for word:

  • “We have escalated your case and added an urgency note.”

  • “Only the Risk Team has access to your account.”

  • “This is for your safety.”

  • “You should receive an email in the next few days.”

Days pass. Nothing happens.
No email. No update. No timeline. No human accountability.

At this point, I honestly start to wonder if I’m talking to real agents or just AI following scripts — because no one can explain why my money is still being held after the deadline Shopify themselves set.

Here’s my question, and I ask this seriously:
How can a company legally hold thousands of dollars beyond the timeframe stated in their own terms, with zero communication, and face no consequences?

If additional reviews or verifications were needed, why weren’t they done before the 120 days expired? The deadline passed. The money should have been released. Period.

I have bills. I have suppliers. I have family. I have a business to run.
And I’m expected to just wait — indefinitely — at the mercy of a billion-dollar company that doesn’t even offer a direct support channel for merchants.

And that’s the worst part of all this:
There is no real way to contact Shopify Payments. No phone. No email. No case owner. You just sit in a chat queue, day after day, hoping someone — someday — decides to look at your case.

This is not transparency. This is not support. This is not how merchants should be treated.

At this point, all I can do is wait — and share my experience so other merchants are aware.
Please be careful. Please understand the risks. Because when you actually need Shopify, they may not be there for you.

If anyone here has gone through something similar, or knows how to get real attention from the Risk Team, I would truly appreciate hearing from you.

Thank you for reading.

Shopify has gone heavy on the ai. So probably yes you’re just chatting with an automated script. Shopify is a ghost town.

Have you sought legal assistance? Probably the next step..

When your livelihood is on the line, you need a backup plan. The backups need backups. Always have the domain somewhere else, Get a different platform, design the store, and have that just in case you need to transfer.

I haven’t contacted a lawyer yet because the funds that were withheld practically drove me into bankruptcy. I had to take out a loan from the bank to pay suppliers and support my family, but if I don’t get any answers, I believe I will need to contact a lawyer. This is my last hope.

Hey @HAILEE.C

First of all, I’m extremely sorry to hear your situation and all of the stuffs you’re going through but you’re not the only one who had this problem. I see a lot of similar posts like this on daily basis and all they have is just a support chat nothing else, that too you have to first bypass the AI then be able to speak to a live assistant.

I highly belive that Shopify needs to improve their payout hold system and provide a good support system rather than just customer service agents who tells you to be patient. I really hope your issue gets resolved.

Best,
Moeed

Thank you for your empathy, @Moeed, but I’ve already opened more than 20 chat tickets in the last 3 weeks and still haven’t received any real help. I would really appreciate it if Shopify cared more about me and how important it is to follow the rules, after all, the future of my family and my business depend on it. I believe it’s not just a coincidence that so many users are reporting problems like mine. I would be very happy to have my problem solved and be able to say that Shopify actually helped me, but the lack of direct contact with the team that handles this is truly frustrating.