Payplan by RBC

Topic summary

RBC’s Payplan requires a formal application process rather than simple app installation.

Setup Requirements:

  • Apply through RBC directly
  • Sign Merchant Agreement and Trademark License Agreement
  • Schedule integration appointment with Bread Financial
  • Technical implementation involves HTML modifications (keys, sandbox, live, liquid)
  • App download occurs during integration
  • Process takes approximately 30 minutes

Terms:

  • 3% transaction fees (plus additional Shopify fees)
  • Supports purchases between $300-$10,000
  • Payout timeline: 1-3 days

No user reviews available yet for the Shopify integration.

Summarized with AI on October 29. AI used: claude-sonnet-4-5-20250929.

I see an app for it, but no reviews, Does anybody have any experience with it on Shopify?

1 Like

You can’t just download the app. You have to go through RBC. Apply, sign a Merchant Agreement and Trademark License Agreement. Then they make an appointment for integration to your website with Bread Financial. A lot of changes in html with keys, sandbox, live, liquid ect. At that time you also download the app. Took about 30 minutes.

Fees are 3%. Shopify collects additional fees. Payout in 1 - 3 days for purchases between $300 - $10,000.