Regional Support: Payments (India)

I’m really confused about the payments, so for example if i’m using razorpay as my payment gateway with shopify. Now do i have to pay 2% (Shopify Basic) + 2% (razorpay charges) = 4% charges on every order.

it say for shopify payments the charges are zero, but if i’m selecting razorpay , is it considered as 3rd party? or shopify payments?