Main issue: Whether declining Two-Step Authentication (2SA) blocks accepting payments, and what alternatives exist.
Key clarification: 2SA applies to Shopify Payments accounts. Other payment methods (e.g., Cash, Bank Transfer) and third‑party gateways (e.g., PayPal) can still be used without enabling 2SA.
Rationale for 2SA: The official guidance stresses security—stating 2SA can prevent 99.9% of account compromises—and helps stop payouts from being redirected to fraudulent bank accounts. A help center link is provided for setup details.
Opposing view: A participant objects to the requirement, alleging that refusal to enable 2SA leads to Shopify withholding payments, and declares intent to migrate to another eCommerce platform within three days.
Open questions/limits: The thread does not explicitly confirm whether manual acceptance within Shopify Payments is possible without 2SA; the only confirmed alternative is using non–Shopify Payments methods. No policy changes or resolutions are recorded.
Status: Unresolved. Tension remains between security requirements and user resistance to mandatory 2SA.
Yes…there is a reason why some of us do not want to bow to your overlord ways. Shopify tells us that turning it on prevents others from stealing payments, but if we do not bow, Shopify will steal our payments. Does that make any sense?
Looks like I will be finding a new eCommerce company and completely rebuilding my customer stores from scratch in 3 days.