Using Shopify Payments without registered business

Payments + Shipping & Fulfilment
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Topic summary

A user in Sweden wants to start a dropshipping business on Shopify but is concerned about needing a registered business to use Shopify Payments. They plan to register officially only after scaling up.

Key clarification provided:

  • In Sweden, an organization number isn’t mandatory if unregistered
  • Users can use their personal Swedish Identity number (personnummer) as the organization number instead

Setup guidance:

  • Enter a business name when registering for Shopify Payments (important for brand awareness and domain purchasing)
  • Provide a description of the products being sold
  • For sole proprietorships, using personal name is acceptable

Current status: The discussion remains open with the support representative requesting more details about the specific products to be sold and offering further assistance.

Summarized with AI on November 13. AI used: claude-sonnet-4-5-20250929.
1

Hi, I plan on starting a dropshipping business on Shopify but I’ve noticed that you need to have a registered business to use Shopify Payments. I may start a registered business once I’ve scaled up but not for now. Is there any way to use Shopify Payments without a business? If it doesn’t work can you recommend any other payment providers that don’t require a registered business to use? I live in Sweden.

Thanks in advance/Theo

2

Hi, @TheTeng .

Thank you for reaching out!

You only need an organization number if you are registered, if not your organisationnumber will be the same as your personal Swedish Identity number (personnumber). Try using that when signing up and let me know if that works for you!

Please let me know if you have any further questions! I would love to learn more about your business. What type of products do you sell?

Talk soon,

3

Hi, when I try register for Shopify Payments I need to declare the name of the business and a description of my business. Should I just write my name (since it’s a sole proprietorship) and a description of the goods I plan to sell or is it more complicated than that?

Thanks/Theo

4

Hi, @TheTeng .

Thank you for your reply!

You should input the name of your business as you will want to gain brand awareness and you will want to purchase a domain name with your business name in it. Writing a decription of the types of products you are going to sell its perfect.

Please let me know if you have any further questions!

Talk soon,