The fraud accured before they announced it not before it happened. It takes companies sometimes days before they realize then they make the decision on whether or not to report it. In my case I can still see every dang charge these guys try on my now dead card. Last charge was Friday they attempted 4 LYFT charges. I tried contacting LYFT NOTHING! I just informes my bank, it’s crazy how stealing a cars or identity theft is looked at like not even a big deal now a day.
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