Basically, once they ask you to add a payment method, choose Paypal. Then you can also link your Paypal account to any bank account you have.
Hope this makes sense.
Users are experiencing persistent issues adding payment methods to TikTok Ads Manager, with cards being repeatedly rejected despite working elsewhere. The problem has persisted from 2021 through early 2025.
Common Workarounds That Have Worked:
Standard Troubleshooting (Often Ineffective):
TikTok support typically provides generic troubleshooting steps and often closes tickets without resolution. Some users report PayPal option doesn’t appear at all in their payment method selection. The issue appears inconsistent across users, with no single definitive solution. Multiple users remain frustrated after weeks or months without resolution, though browser switching has emerged as the most reliable fix for many.
Basically, once they ask you to add a payment method, choose Paypal. Then you can also link your Paypal account to any bank account you have.
Hope this makes sense.