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Deposit gateway timeout after some requests

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I am attempting to use the admin API to create checkouts for a headless checkout solution for a client. However, when testing I noticed that when creating multiple card deposits back to back the user gets somehow banned for many hours, and any request to the card deposit URL ( are timed out with no response until a few hours pass. Is there any solution to this? Is there maybe an endpoint where I could capture payments not via the deposit URL?

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