Credit Card Surcharge (depending on which c/card is used)

Payments + Shipping & Fulfilment
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Topic summary

Users are seeking a way to implement variable credit card surcharges at checkout, with different percentage rates based on payment method (e.g., PayPal 2.6%, Visa/Mastercard 1.75%, Amex 2.9%).

Current Status:

  • No confirmed solution has been identified
  • Multiple users are actively looking for the same functionality

Attempted Solution:

  • One user tested the “Magical Processing Fee” app, but it requires a Shopify Plus plan to enable variable surcharges
  • Custom coding attempts have been unsuccessful

Key Concern:

  • Users express frustration that this feature isn’t available on lower-tier plans, particularly for businesses operating on thin margins where payment processing fees significantly impact profitability

The discussion remains open with no definitive answer on how to achieve this on non-Plus plans.

Summarized with AI on October 26. AI used: claude-sonnet-4-5-20250929.
1

We would like to add a % credit card surcharge in checkout, with the ability to have different c/card surcharge % depending on which c/card or payment is selected (i.e. PayPal 2.6% / Mastercard & Visa 1.75% / Amex 2.9% )

Can anyone suggest how this can be done ?? or if there is an app that can be installed that will do this

Thank you in advance for your assistance

Regards

1 Like
2

Following. Need the same thing.

3

Hello! Wondering if you heard anything on this?

4

I tried “Magical Processing Fee” but you cannot do this unless you are on the Plus plan. Which stinks - because I have tried to code it multiple times and always failed so far.
If I wasn’t getting nicked so bad on these fees – maybe I could finally afford to upgrade to Plus.
This should be a feature on all plans. It is so critical to increasing my net profits – in particular for any company that is already operating on razor thin margins.
Come on Shopify!
Let’s do it!