How Can I Accept Credit Cards at My Shop Without a Business License?

Shopify Discussion
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Topic summary

Main issue: A merchant in Serbia wants to accept credit cards at the point of sale (POS) without obtaining a business license or registration, but lacks the legal documents most providers require.

Constraints and context:

  • Shopify Payments and Stripe are not available in Serbia for this user.
  • The user does not want to acquire a business license, limiting eligibility with payment providers.
  • POS = point of sale (in-person card acceptance).

Suggestion offered:

  • Use or gain access to a standalone credit card machine (terminal) that can process and transfer payments.

Latest update from the original poster:

  • Unable to find access to such a credit card machine.

Status and outcome:

  • No workable solution identified in the thread.
  • Key unanswered question remains whether any compliant method exists to accept card payments in Serbia without a business license or required registration.
  • Discussion is unresolved and open; no decisions or action items confirmed.
Summarized with AI on January 29. AI used: gpt-5.
1

Hello, I’m from Serbia, and I’m having trouble solving my problem. I don’t have a business license and I don’t want to get one, but I want my store to accept credit cards at the point of sale. I lack the legal papers or registration that many providers require. For hours, I have been trying to find a solution. I was able to find information mainly about Stripe and Shopify Payments, which are unavailable to me in my home country. Is there any way to set what I want, like, at all? Please help

2

Can you find access to a credit card machine, which can transfer payments.

3

No, I cant find