Klarna charges

Topic summary

A merchant is considering adding Klarna as a payment option but needs clarification on the fee structure.

Main Question:
Whether integrating Klarna through Shopify Payments means:

  • Paying only Shopify’s standard payment processing rates, OR
  • Paying both Shopify’s rates AND Klarna’s separate processing fee (4.99% + £0.30 per transaction)

Current Status:
The question remains unanswered, with the merchant seeking confirmation on the total cost structure before implementing Klarna.

Summarized with AI on October 31. AI used: claude-sonnet-4-5-20250929.

Hi all.

I was thinking of adding Klarna to my payment options but am struggling to get clear information on the charges for this.

My understanding is I will be charged the same rate as all other payments methods from Shopify when using Klarna through Shopify Payments, but am I still charged a processing fee from Klarna side (4.99% + 0.30p per transaction)?

Any help would be welcome.