Can a non-UK resident use TransferWise for receiving Shopify payments?

Payments + Shipping & Fulfilment
1

Hi,
Hope you are doing well. I’m here with a concern about Shopify payments. I’ve UK limited company but I’m a non-UK resident. So, I haven’t any physical banks located in the UK. Can I receive my payment with transfer wise? If not, please suggest the best way so I can withdraw my payments from shopify payments. Thank You

2

Hi Davisonocode,

Thanks for your reply. Yes, I’ve sent you a message. Please check your inbox. Thanks

3

Hi @wow-infinity .

For Shopify Payments UK, it’s required that the bank account connected is a full checking account based in the United Kingdom. Virtual or money-transferring accounts, such as TransferWise, aren’t supported by Shopify Payments as they aren’t recognised as a full bank account. Using these types of accounts to connect to your store’s Shopify Payments account may lead to disruption in your payout deposits. We have a full guide on Shopify Payments UK here if you’d like more information on this.

If you’d like to discuss your situation further with our team however, I recommend getting in touch with our live support team if you haven’t already done so. We’ll be able to securely authenticate you against the correct account to further discuss your options.

To get in touch with our team, you’ll need to login to your store via our help centre here. Once logged in, select a topic that best fits your query or situation. From there, you’ll be taken to a page with a list of relevant support articles, and you can scroll to the bottom of that page to select your preferred contact method with our team.

4

Hi @wow-infinity ,

Great question — and you’re definitely not alone in this situation!

While TransferWise (now Wise) is widely used by international entrepreneurs, Shopify Payments does not currently support payouts to Wise accounts, even if your business is registered as a UK Limited company. Shopify typically requires a UK-based bank account in your company’s name for payouts to work properly.

Alternative to Consider: WallidPay

Since you’re operating a UK-registered business but don’t reside in the UK, you might want to consider WallidPay — a modern payment app designed for cases just like yours.

**Why WallidPay?**Accept account-to-account payments from all major UK banks.

  • Get paid instantly — real-time bank transfers, no waiting days.

  • Lower your costs by avoiding card fees and traditional payment intermediaries.

  • Reduce fraud with bank-authorized customer verification.

  • No UK physical bank required – perfect for non-resident directors with a UK company.

WallidPay is easy to integrate and gives your customers a familiar, trusted checkout experience via their banking app or online banking.

Learn more at wallid.co or install directly via Shopify App Store.

Hope this helps — wishing you smooth selling on Shopify!