Can I avoid international CC fees for US orders with a Canadian store using Shopify Payments Canada?

Payments + Shipping & Fulfilment

Topic summary

A Canadian company selling exclusively to the US market wants to avoid international credit card fees on US orders. They currently lack an EIN or SSN and are asking whether setting their store currency to USD would eliminate these fees.

Proposed Solution:

  • One respondent suggests using Stripe with a Canadian account, which charges only a 0.8% surcharge for international card payments
  • This approach allows accepting payments in multiple currencies and various payment methods
  • A LinkedIn article is referenced for additional implementation details

Status:
The question remains partially unresolved—while an alternative payment processor option was provided, the original question about whether Shopify Payments Canada with USD currency settings would avoid international fees was not directly addressed.

Summarized with AI on November 2. AI used: claude-sonnet-4-5-20250929.
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We are a Canadian based company selling exclusively to the US market and do not currently have an EIN or SSN. We don’t want to get hit with international CC fee for US-based orders. Will setting the currency to USD enable us to avoid the international CC fees?

Please advise,

Thanks!

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https://www.linkedin.com/pulse/boost-your-us-shopify-sales-accept-various-payment-methods-uol5f

Check out this article and solution. With Stripe and this solution, you can accept payments in multiple currencies with many payment methods. For Stripe CA accounts, Stripe only adds a 0.8% surcharge for international card payments.

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