Can I use Melio on Shopify for free? I am considering the utilization of Shopify Bill Pay enriched by Melio to control payment of invoices to vendors. Will I incur extra expenses in terms of subscription when I integrate and sign up or there are charges for using certain payment options?
Topic summary
Core Question: Whether Melio can be used with Shopify without subscription fees.
Free Features:
- No monthly subscription fee for Shopify Bill Pay (powered by Melio)
- Free payment methods include:
- Bank transfers (ACH) between U.S. accounts
- First 2 mailed checks per month
- Up to 10 free ACH transfers monthly in Melio’s free plan
Transaction Fees:
- Credit/debit card payments: 2.9%
- Additional checks beyond 2/month: $1.50 each
- Same-day ACH: 1% (capped at $30)
- International payments: $20
- Extra ACH transfers beyond 10/month: $0.50 each
Paid Plans:
Melio offers Core and Boost plans at approximately $55/month (requires quote).
Security & Legitimacy:
Melio is confirmed as a legitimate B2B payment platform with PCI Level 1 compliance, AES-256 encryption, TLS 1.2+ protocols, multi-factor authentication, and 24/7 monitoring. The company has been acquired by Xero.
Trial Information:
No specific Melio trial mentioned, but Shopify offers a 3-day trial extendable to 90 days for $1/month.
Resolution: Question answered—users can avoid fees by using bank transfers or limited free checks.
HI @Moni25 ,### What’s Free with Shopify Bill Pay (via Melio)- - No monthly subscription fee to use Shopify Bill Pay.
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Free payments when using:
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Bank transfer (ACH) from your U.S. bank account to your vendor’s U.S. bank account.
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Check by mail - Free (Melio sends it)
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What’s Not Free (Fees May Apply)
Depending on the payment method you choose, you may incur transaction fees:
Debit card - Usually 2.9%
Credit card - Typically 2.9%
So yes, you can use Melio on Shopify for free — just stick to bank transfers or mailed checks if you want to avoid fees.
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There are no subscription or sign-up fees for using Shopify Bill Pay that is facilitated by Melio.
Payments made through Shopify Balance or standard ACH transfers are free apart from those made via credit card which attract 2. 9% fee; also, posting more than two checks in a month will cost $1. 50 each.
Extra charges may be incurred for expedited ACH/checks or international payments.
To know the exact limits and costs, check in your Shopify’s admin or contact Melio’s support.
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is Melio safe?
is melio legit?
how much does Melio cost? is there any Melio free trial with shopify?
Melio is an authentic B2B payment platform that has numerous features such as free ACH transfers, and accounting software integration. It is also well financed and has been taken over by Xero.
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The free package of Melio comprises 10 monthly free ACH transfers whereby additional ones cost $0. 50; other fees include 2. 9% for credit card, 1% for same day ACH (capped at $30), $1. 50 for checks (after 2 free ones), as well as $20 on international transactions.
— Available at approximately $55 monthly are the paid packages called Core and Boost, for which you will need to obtain a quote from Melio.
— It’s possible to get Shopify Bill Pay at zero cost if using Melio for installation only and without any monthly charges, but there will be some expenses related to transactions such as those on credit cards at 2. 9%.
— Shopify does not have any specified free trial for Melio on its platform but provides customers with an opportunity to try out their system during a 3-day trial period, which can be extended up to 90 days by paying an extra fee of one dollar per month for Bill Pay service included in this offer.
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Melio ensures security through the use of PCI Level 1 compliance, AES-256 encryption, TLS 1. 2+ data transport security protocol, multi-factor authentication, as well as round-the-clock surveillance.
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thank you so much.
thank you so much.
hi, notably, melio is safe to use, legit and has authenticity. Shopify pay has integration with it.
One can join melio for free.