Hello everyone,
I hope this message finds you all in good health and spirits.
I’m currently facing a significant challenge with our Shopify store that I hope some of you might be able to help with. Over the past two weeks, we’ve encountered an alarming rate of credit card payment declines—over 90%—all flagged with the ‘Do Not Honor’ error code. This issue was unprecedented before the recent spike.
Here’s what we’ve done so far:
- Multiple interactions with Shopify support have yielded the same responses, consistently indicating that the issue does not stem from Shopify Payments.
- We’ve had a professional review the code without success in resolving the problem.
- I implemented a Stripe payment gateway as an alternative, which works without these errors, though it adds an extra step in the payment process and has negatively impacted our conversion rates. This workaround suggests the problem might indeed lie with Shopify Payments, despite Shopify’s stance to the contrary.
- We’ve noticed a pattern with transactions involving one specific bank, but the issue isn’t exclusive to it. We also had customers contact their banks, which reported no problems on their ends.
I’ve come across others facing similar difficulties, and I’m reaching out to see if anyone here has experienced this and, more importantly, if you’ve found a solution.
I look forward to any insights or advice you can share.
Thank you!
Cheers!
P.s. not the only one, see https://community.shopify.com/c/shopify-discussions/ongoing-shopify-payments-issue-quot-do-not-honor-quot/m-p/2487203 and https://community.shopify.com/c/shopify-discussions/shopify-payment-declined-do-not-honor/td-p/2405787