What payment processor are you using? You can view this in Settings/Payment Providers. If using Shopify Payments, could you tell me which country you’re operating from?
Thank you. For Shopify Payments in the Netherlands, when a refund or chargeback takes place, we don’t debit your bank account. Instead, the negative amounts sit on the account as a “negative balance” until future positive payouts bring that balance up to date. Refunds will be sent to your customers immediately, even if you do not have the balance available in your Shopify account.
Hmm, I’m not sure on that one as I’ve never seen that appear for Shopify Payments. I would recommend contacting Shopify Support so they can authenticate your account and connect with our Billing team to review this further. You can contact support by logging in here.