Multiple users report unauthorized charges on their credit cards appearing as “Shopify” transactions, despite never having Shopify accounts or businesses.
Pattern of Fraud:
Repeated charges of approximately €13.83-€13.93 per transaction
Multiple attempts in rapid succession (14-18 attempts reported)
Transactions labeled with merchant names like “Shopify *236205xxx” with varying reference numbers
Users banking with N26 caught the fraud through real-time notifications
Actions Taken:
Victims immediately blocked their cards
Initiated fraud disputes through their banks (N26)
One user requested investigation through their card company
Current Status:
A Shopify representative suggested contacting banks to trace charge origins, noting that Shopify doesn’t charge users without account signup and that the rapid-fire payment pattern is irregular. The issue remains under investigation through banking channels, with no clear resolution yet.
Summarized with AI on November 6.
AI used: claude-sonnet-4-5-20250929.
I would suggest speaking with your bank and asking for the origin of these charges as Shopify is unable to charge you unless you sign up for an account and provide your credit card details. The multiple payment attempts in such a small space of time is also irregular and Shopify does not attempt to collect payments at this cadence.
Exact same thing happened to me, and I caught it after 5 transactions thanks to notifications of N26 while it is happening. I blocked card immediately. Each transaction was 13.83 euros and they attempted multiple times. 5 more times that I didn’t have sufficient amount for. There’s a fraud dispute going on but seeing name Shopify, together with Shopify logo in the bank app was strange. Official name of the merchant from each transaction: