Can I receive payments on Shopify before business registration in Sweden?

Topic summary

Main issue: A Swedish merchant asks if they can accept payments without completing Shopify Payments verification or formally registering a company, noting Sweden allows small businesses to operate using a personal tax ID.

Shopify response: You can accept payments without registering a company, but you must complete account setup (address, bank account) and may be asked for additional verification. Shopify does not advise on local tax obligations.

Verification nuance: Evidence of business registration is generally not required unless you indicated you have a registered business (e.g., LLC) during sign-up. If you signed up as a sole proprietorship (individual), alternative documents may be acceptable.

Action items: Confirm how the account was set up (sole proprietorship vs. registered business). If you lack the requested documents or received a “couldn’t be verified” banner, contact Shopify Support to escalate to the payments team for alternative verification options.

Latest update/status: Another member linked a possible workaround related to Stripe, but details aren’t provided in-thread. The question remains open pending payments team review and confirmation whether a Swedish personal tax ID suffices for verification in this case.

Summarized with AI on December 14. AI used: gpt-5.

Can I receive payment if I haven’t verified my Shopify payment? I am considering registering my business later , once I have achieved sufficient sales. I live in Sweden :sweden:

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Hi @MaseterSw ,

You will need to provide the information requested during setup (e.g. address, bank account) and you may also be asked to provide additional information after this stage by our payments team. This is usually communicated via a banner in the admin or through an email. If you’re asking whether you need to register your business before accepting payments then the answer is no, but you can refer to our Help Center page for information on what is required.

Hi Viktor, thank you for your response. I’m a bit confused because the website where we register small companies states that small businesses don’t need to officially register a company. They can use their tax information or their ID number with four digits, which the tax agency has provided. I’m wondering if Shopify accepts this as a solution for individuals in similar situations.

and

On my payment page, it states that to continue using Shopify Payments, I am required to update certain business information. The following prompt requests an upload of a valid business registration document. Additionally, Shopify specifies the following message:

'Submit: The information provided on your account couldn’t be verified. Please ensure the accuracy of the company name, ID number, and address details, or proceed by uploading a document containing identical information.

Hi @MaseterSw ,

Shopify won’t inform merchants of what tax obligations they need to meet in their local jurisdiction as this is the merchant’s responsibility to determine. If your country or region’s website is stating that you don’t need to register your business then that’s likely the case, and my understanding is that for Shopify Payments we don’t require evidence of this unless you state during sign-up that you have a registered business.

When you signed up, did you sign up as a sole proprietorship or as an LLC/ registered business? If you do not have the documentation requested, I’d recommend contacting our support team and informing them of the situation so this can be sent to our payments team for review. They can then review your account and request different verification documents if possible.

https://community.shopify.com/c/shopify-discussions/can-i-use-stripe-for-payments-on-my-shopify-site/m-p/2752579/highlight/true#M467163

Try the solution here.

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